Finance the site and the build
Available programs may cover land acquisition and vertical construction in one financing plan.
Ground-up construction loans for investors
Finance your next ground-up investment project
Explore financing for land acquisition and vertical construction, including projects on land you already own.
- Land acquisition and construction
- Projects on land you already own
- Financing tied to project milestones
Built for investorsNon-owner-occupied real estate
Purchase or refinanceIncluding property you already own
Start with the dealOne straightforward financing request
Use land you already own
Land equity may support the project when the site is owned with debt or free and clear.
Draw as work progresses
Construction funds are generally released in stages as approved work is completed.
A simple process
Tell us about the deal. We will help with the financing path.
- 01
Share the opportunity
Tell us what you are financing, where the property is, and when you need to close.
- 02
Explore relevant loan options
We compare the request with available programs and identify the details needed to move forward.
- 03
Work toward closing
When there is a potential fit, we help you complete the application and prepare the financing package.
See My Financing Options
Plan on about two minutes for the initial request.
Common questions
Get answers before you start
You do not need every number finalized. Start with what you know about the property and the plan.
Can I apply if I already own the land?
Yes. Choose refinance and tell us whether the land has an existing loan or is owned free and clear.
What if the land was purchased with cash?
Land owned free and clear may contribute equity to an eligible construction project. Final structure depends on the plans, budget, borrower, and lender guidelines.
Is owner-occupied construction eligible?
No. This page is for business-purpose, non-owner-occupied investment projects.
Have a deal in mind?
Find a financing path built around the property
Start with a short request for your non-owner-occupied investment.