The New Investor
"I didn't even know what ARV meant."
Marcus had been watching real estate videos for months and finally spotted a 3-bed/1-bath in Phoenix that seemed underpriced. He called SwiftPath Capital because he was not sure if he qualified.
Instead of just running credit, James pulled up the comps with him on the phone. They walked through the after-repair value, estimated rehab costs, and what the margins actually looked like. "I didn't know if it was a good deal," Marcus said. "He helped me figure that out."
SwiftPath Capital funded $185,000 for the purchase and renovation. Four months later, Marcus sold for $267,000 and netted $48,000 on his first deal. He was already under contract on his second before the first one closed.
The loan got him in. The guidance got him there.
The Portfolio Builder
"My bank kept saying no. My rentals were cash-flowing fine."
Diane had three rental properties and a bank that wouldn't budge. Her debt-to-income ratio looked bad on paper even though her rentals were producing steady monthly income. A conventional lender couldn't see past her W-2.
SwiftPath Capital structured a DSCR loan around the property's rental income: $1,850 per month against a $1,200 payment. The program did not require W-2 income documentation.
Diane added two more doors to her portfolio within 90 days. She's now at six units and refinancing two into a portfolio loan.
The right loan structure changed everything.
The Fix-and-Flip Operator
"My old lender took two weeks to release draws. That was killing my returns."
Carlos had flipped eight properties and knew what he was doing. His previous lender was consistently slow on rehab draw disbursements, sometimes two weeks after inspection. He was floating crew costs out of pocket every single project.
SwiftPath Capital turned draws around in 48 hours. His next project came in $11,000 under budget and three weeks ahead of schedule because the crew stayed on site instead of waiting.
Carlos now runs two projects simultaneously with SwiftPath Capital as his exclusive lender.
Fast draws can keep the crew working and the project moving.
The Speed Closer
"The seller gave me 10 days. My bank needed 45."
Rachel found an off-market duplex at a significant discount, but the seller was clear: 10 days or he was moving on. Her bank quoted a 45-day minimum. She called SwiftPath Capital at 9am.
She had a term sheet by noon. They closed in 8 days.
The duplex now cash-flows $800/month net, and she picked it up $40,000 below market value. "That deal would have been gone," she said. "I wouldn't have even tried if I didn't know SwiftPath Capital could move that fast."
Speed is a competitive advantage. We give it to you.
