For Real Estate Investors

Business-Purpose Investment Loan Calculator

Enter your investment property numbers to estimate the business-purpose loan amount, required equity, and monthly costs. This tool is not for personal or consumer borrowing.

No credit pull · No obligation · Free for all investors

DSCR Rental Loan

A long-term loan for rental properties. "DSCR" means the property's rent covers the mortgage. Your personal income is not the focus.

New to this? Fill in what you know. The calculator will show you how much financing may be available, the estimated equity requirement, and whether the rental income covers the costs. Not sure if the deal is good? Try the Deal Evaluator first.

Property Information

Loan Details

75%
50%60%70%80%

Auto-calculated from property value and LTV, or enter your own amount

Income & Expenses

Loan Options

Fix & Flip Loan

A short-term loan that covers both the purchase price and renovation costs. You only pay interest while you renovate, then sell the property for a profit.

First flip? Enter your best estimates below. "ARV" means After-Repair Value, which is the estimated property value after renovations. Use our Deal Evaluator to check if the deal is worth it.

Borrower Details

Leave blank if no FICO available

Deal Financials

Loan Options

Bridge Loan

A short-term loan to grab a deal quickly. Approval is based on the property, not your tax returns. You refinance or sell later on your own timeline.

When to use this: You need to close fast, you're buying before selling another property, or it's an auction/off-market deal with a tight deadline.

Borrower Details

Leave blank if no FICO available

Property Details

Loan Options

Ground-Up Construction Loan

Finances the land purchase and building costs together. Funds are released at each construction milestone, and you only pay interest on what's been used.

Note: Construction loans are typically for investors with building experience or a licensed general contractor. If you are exploring this for the first time, talk to our team. We will help you understand if this is the right path.

Borrower Details

Leave blank if no FICO available

Deal Financials

Loan Options

Your Loan Results Will Appear Here

Select a loan type and enter your deal details. Your estimate updates automatically as you add information.

No credit pull required
Uses general lender assumptions
See down payment, loan amount & qualification
DSCR, Fix & Flip, Bridge & New Construction

How the Loan Calculator Works

1

Pick Your Loan Type

Choose the DSCR rental, fix and flip, bridge, or new construction program that fits your investment strategy.

2

Enter Your Deal

Property value, FICO, and deal details. The calculator estimates loan options as you enter your information.

3

Review Your Estimate

Review the potential program fit, estimated equity requirement, loan amount, and estimated terms in one view.

Looking for a More Specific Calculation?

Review the DSCR Calculator, Fix and Flip Calculator, or Exit Strategy Calculator.