What Will This Loan Cost Me?

Plug in your deal numbers and see your estimated loan amount, down payment, and monthly costs in 60 seconds. We'll explain what everything means.

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DSCR Rental Loan

A long-term loan for rental properties. "DSCR" means the property's rent covers the mortgage — your personal income isn't the focus.

New to this? Fill in what you know — the calculator will show you how much loan you can get, what you'll need for a down payment, and whether the rental income covers the costs. Not sure if the deal is good? Try the Deal Evaluator first.

Property Information

Loan Details

75%
50%60%70%80%

Auto-calculated from property value and LTV, or enter your own amount

Income & Expenses

Loan Options

Fix & Flip Loan

A short-term loan that covers both the purchase price and renovation costs. You only pay interest while you renovate, then sell the property for a profit.

First flip? Enter your best estimates below. "ARV" means After-Repair Value — what the property will sell for after renovations. Use our Deal Evaluator to check if the deal is worth it.

Borrower Details

Leave blank if no FICO available

Deal Financials

Loan Options

Bridge Loan

A short-term loan to grab a deal quickly. Approval is based on the property, not your tax returns. You refinance or sell later on your own timeline.

When to use this: You need to close fast, you're buying before selling another property, or it's an auction/off-market deal with a tight deadline.

Borrower Details

Leave blank if no FICO available

Property Details

Loan Options

Ground-Up Construction Loan

Finances the land purchase and building costs together. Funds are released at each construction milestone, and you only pay interest on what's been used.

Note: Construction loans are typically for investors with building experience or a licensed general contractor. If you're exploring this for the first time, talk to our team — we'll help you understand if this is the right path.

Borrower Details

Leave blank if no FICO available

Deal Financials

Loan Options

Your Loan Results Will Appear Here

Select a loan type, fill in your deal details, and click "Calculate My Loan" to find out if your deal qualifies.

No credit pull required
Based on live lender guidelines
See down payment, loan amount & qualification
DSCR, Fix & Flip, Bridge & New Construction

How the Loan Calculator Works

1

Pick Your Loan Type

DSCR rental, fix & flip, bridge, or new construction — choose the program that fits your strategy.

2

Enter Your Deal

Property value, FICO, and deal details. Our engine checks guidelines and calculates your loan options instantly.

3

See If It Gets Done

Qualification status, down payment needed, loan amount, and estimated terms — all in one view.