Deal Evaluator

Walk through your deal step by step and get a clear summary based on your exit strategy.

Flip it or rent it — we'll show you the numbers.

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Tell Us About the Property

Enter the property address and after-repair value (ARV). The ARV is what the property will be worth after all renovations are complete, based on comparable sales in the area.

What are the Renovation Costs?

Estimate the total cost of all repairs and renovations needed. Include materials, labor, permits, and a contingency buffer.

The 70% Rule (Suggestion Only)

ARV × 70% − Renovation Costs = Suggested Max Offer Price

Suggested Maximum Offer Price

$0

Pre-filled with the 70% rule suggestion. Adjust to match your actual or intended offer.

What's Your Exit Strategy?

How you plan to exit the deal determines how we evaluate it. Choose your strategy below.

Deal Summary

Here's the full picture of your deal.

Property

After-Repair Value (ARV) -
Renovation Costs -
Purchase Price -

70% Rule (Suggestion)

ARV × 70% -
Minus Renovation Costs -
Suggested Max Offer -
Your Price vs. Suggestion -

Ready to explore financing?

Your deal details will be transferred to the application so you don't have to re-enter anything.

Evaluating a commercial property?

Our CRE Deal Evaluator analyzes multi-family, retail, office, and industrial deals with NOI, cap rate, DSCR, and cash-on-cash metrics.

Why the 70% Rule?

When you refinance a property, lenders typically finance up to 75% of the appraised value. The 70% rule gives you a 5% cushion for closing costs, holding costs, and unexpected expenses. This is a guideline to help you evaluate a deal — not a hard rule. Your actual purchase price is what matters in the final analysis.

Disclaimer: This calculator is for educational and informational purposes only. It is not financial advice. Actual loan terms, rates, and eligibility are subject to lender approval and underwriting. Always consult with a qualified professional before making investment decisions. SwiftPath Capital is a business-purpose lender — we do not offer consumer or personal loans.

How the Deal Evaluator Works

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Enter Your ARV

The after-repair value based on comparable sales.

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Add Rehab Costs

Your estimated rehab budget for the property.

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Set Your Price

See the 70% rule suggestion and set your purchase price.

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Pick Your Strategy

Flip it for profit or rent it for cash flow.

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Get Your Summary

See a full deal breakdown based on your exit strategy.