Is This a Good Deal?
Answer a few simple questions about a property and we'll tell you if the numbers work — in plain English. No account needed.
Whether you're planning to flip it or rent it, we'll break down the math so you can decide with confidence.
Tell Us About the Property
Enter the property address and the After-Repair Value (ARV) — that's simply what the property would be worth after you fix it up. Look at what similar, updated homes in the same neighborhood have sold for recently. Zillow, Redfin, or your agent can help with this.
This number makes or breaks your deal.
ARV is the most important number in any investment property analysis. If it's off by even 10%, it can turn a profitable deal into a loss. Most new investors guess — and that's one of the biggest mistakes you can make.
If you're not 100% confident in your ARV, don't guess. Schedule a free call with our team. We're investors — we'll help you pull comps, validate the number, and make sure you're going into this deal with the right data.
Book a Free Deal Review CallWhat Will the Renovations Cost?
Give your best estimate of total renovation costs — materials, labor, permits, everything. Don't have an exact number yet? That's normal. Start with a rough estimate and we can refine it together. Pro tip: add 10-15% as a buffer for surprises.
The 70% Rule (What the Pros Use)
This is the formula experienced flippers use to decide the most they should pay: ARV × 70% − Renovation Costs = Max Offer Price. It builds in a profit margin and a safety buffer.
Suggested Maximum Offer Price
$0
Pre-filled with the 70% rule suggestion. Adjust to match your actual or intended offer.
What's Your Exit Strategy?
How you plan to exit the deal determines how we evaluate it. Choose your strategy below.
Deal Summary
Here's the full picture of your deal.
Property
70% Rule (Suggestion)
Flip Analysis
Refinance Analysis (75% LTV)
Monthly Cash Flow (After Refinance)
Ready to explore financing?
Your deal details will be transferred to the application so you don't have to re-enter anything.
Evaluating a commercial property?
Our CRE Deal Evaluator analyzes multi-family, retail, office, and industrial deals with NOI, cap rate, DSCR, and cash-on-cash metrics.
Why the 70% Rule?
When you refinance a property, lenders typically finance up to 75% of the appraised value. The 70% rule gives you a 5% cushion for closing costs, holding costs, and unexpected expenses. This is a guideline to help you evaluate a deal — not a hard rule. Your actual purchase price is what matters in the final analysis.
Disclaimer: This calculator is for educational and informational purposes only. It is not financial advice. Actual loan terms, rates, and eligibility are subject to lender approval and underwriting. Always consult with a qualified professional before making investment decisions. SwiftPath Capital is a business-purpose lender — we do not offer consumer or personal loans.
How the Deal Evaluator Works
Enter Your ARV
The after-repair value based on comparable sales.
Add Rehab Costs
Your estimated rehab budget for the property.
Set Your Price
See the 70% rule suggestion and set your purchase price.
Pick Your Strategy
Flip it for profit or rent it for cash flow.
Get Your Summary
See a full deal breakdown based on your exit strategy.